WE KNOW YOUR BUSINESS
We are not like most agencies that just offer Auto and home insurance…BUSINESS INSURANCE IS OUR SPECIALTY.
We “shop the market” to find you the best insurance value
We work for you, not the insurance company.
We insure ALL construction businesses
Poor claim history, cancellations? We insure all types of construction risks.
Most common Denver Contractors Insurance questions from our clients
What types of insurance do you provide for contractors?
We provide every line of insurance a contractor may need including Commercial General Liability, Excess/Umbrella Liability, Pollution Liability, Contractors Equipment, Auto/Trucks, Bonds, Builders Risk.
Am I correct in assuming that if I don’t withhold taxes on my workers’ pay then they are considered to be sub-contractors?
NO. A popular misconception is that just because you do not withhold taxes on your workers’ paycheck that they are then sub-contractors. Many contractors make this mistake and wind up paying thousands of additional dollars of additional premium when the policy audit is completed. Contractors that use sub-contractors should have a signed agreement in place as well as a certificate of insurance from the sub-contractor on file.
