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Business Life Insurance if essential for the financial health of your organization

Life insurance plays a vital role in safeguarding the future of your business and helping achieve your objectives as well.

The untimely death of a business owner or key employee can have a disastrous effect on a business. Countless businesses have been reduced to a fraction of their value following the death of one of the owners. Consequences include:

  • Weakening of the company credit rating
  • Time and dollars spent to replace the person Employee distraction
  • Cash commitments to creditors, partner, and family
  • Loss of confidence from suppliers and customers

Not only can life insurance provide much-needed liquidity after the death of a business owner or key person, but a cash value permanent life insurance policy can provide access to cash which can be used to:

  • Provide supplemental retirement income to the business owner
  • Informally fund an executive benefit plan to recruit and retain key employees
  • Furnish additional funds to help support or grow the business, or secure a bank loan

Call the Business Life Insurance specialists at Mountain Insurance to find out more about:

  • Key Person Strategies
  • Buy-Sell Agreements
  • Non-Qualified Executive Bonus Plans
  • Business Continuation
  • Business Valuations

Find the right Business Life Insurance for your business

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We “shop the market” to find you the best insurance value

We work for you, not the insurance companies.

We design a plan to fit your budget

We do a thorough analysis to balance needs versus budget.

We can find coverage for your lifestyle

We can find coverage for all risks.

Most common Denver Business Life Insurance questions from our clients

How can Business Life Insurance help me grow business?

Permanent Type Life Insurance policies can provide tax-free access to the cash value that can be used to help purchase equipment or expand the business. For example, Walt Disney used a loan from the cash value of his life insurance policy to finance Disneyland!

What is a Life Insurance Buy-Sell Agreement?

A buy-sell agreement is a legally enforceable agreement under which the owner has agreed to sell his interest for a specified amount to another party. Life insurance provides security for commitment.

What type of Non-Qualified Executive bonus plans are there?

Several including Supplemental Executive Retirement Plans, Section 162 Bonus Plans, and Split Dollar Plans.

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Mountain Insurance

The right coverage at the best price. Colorado's trusted insurance advisers since 1997

About Us

We are dedicated to providing our clients with the highest quality in business and personal insurance products and services at the most competitive prices in Denver, CO.

3705 Kipling Street, Wheat Ridge, CO 80033
303 420-4774
info@mountaininsurance.com