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Business Insurance is our specialty it’s who we are…it’s what we do.
We “shop the market" to find you the best insurance value
We work for you, not the insurance company.
We insure ALL businesses
Poor claim history, cancellations, high Experience MOD??…we insure all businesses.
"Thank You for working so hard..."Steve
"5 Stars"Miles M.
Most common Denver Workers Compensation questions from our clients
I am a business owner with no employees. Am I still required to have Work Comp?
The State of Colorado does not require sole proprietors, or business owners with no employees to cover themselves with a Workers Compensation policy. However, you may be required to have Workers Compensation to fulfill a contractual requirement with a company you are doing work for.
My family members are my Employees. Do I still need to have a Workers Compensation policy?
YES. The Workers Compensation Act states that any individual who performs work for you is an employee unless the individual is:
- Free from control and direction in the performance of their job
- Customarily engaged in an independent trade, occupation or profession business-related business related to the service being provided