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Let us shop the market to find you the right Homeowners Insurance at the best price

When it comes to home insurance costs,
Colorado is the third fastest rising state in the nation. 10% plus annual increase is the new norm.

Home Insurance, unlike Auto Insurance, has many different coverage options to consider such as:
*Separate wind/hail deductible
*Coverage for utility/service line connections
*Coverage for ordinance and law changes
*Water and sewer backup

Contact Mountain Insurance to have our insurance advisors find the perfect plan for you.

The simple way to access the best Homeowners Insurance options in Denver

Get a Quote

We “shop the market to find you the best insurance value

We work for you, not the insurance companies.

We custom tailor a plan to fit your lifestyle and budget

We advise you on the best coverage to fit your needs at the best value.

We insure ALL property

Prior claims, mountain property… we insure all types of property

Most common Denver Home Insurance questions from our clients

Will my policy cover a flooded basement?

Any flooding caused by nature will not be covered under the typical Homeowner policy. a standard policy will cover if flooding by broken appliances, freezing pipes and over a flowing bathtub.

Does my policy cover for short term rentals like Air B&B or Vrbo?

Typical Homeowners policies, including Landlord policies, exclude short term rentals.

How much should I insure my home for?

Homeowners’ policies are based on the replacement cost of the insured structure. Assessed and market values are not taken into consideration. Rapidly rising home costs in Colorado have resulted in many homes being insured to cover the mortgage balance which is greater than the replacement cost.

Mountain Insurance

The right coverage at the best price. Colorado's trusted insurance advisers since 1997

About Us

We are dedicated to providing our clients with the highest quality in business and personal insurance products and services at the most competitive prices in Denver, CO.

3705 Kipling Street, Wheat Ridge, CO 80033
303 420-4774