Pollution Liability…a policy that you may not realize that you need
If you own a business, there is a good chance you need pollution liability insurance. Pollution Insurance is a type of coverage created to manage the cost associated with pollution clean-up, as well as covering pollution liability claims related to injury or death…. and it is excluded on Commercial General Liability and Business owner policies!
Pollution Liability claims are not common but when they do occur, the claims are expensive and complicated.
Who needs this coverage? Contractors, consultants Architects, and Engineers are often involved in operations that could result in an environmental pollution incident. Property Owners and tenants whose property have a history of having pollutants on the premises. Truckers, gas stations, dry-cleaning facilities and more.
Contact a Mountain Insurance business insurance advisor for assistance in determining if you need this important coverage.