What you don’t know about Restaurant and Bar Insurance could permanently close your doors.
It is a busy Saturday night and your driver called in sick. Your pizza cook said his son can fill in. One hour later he calls to say he was just involved in an accident and said it was not his fault. A few days later you find out that your driver’s auto insurance policy canceled for non-payment of premium a week before the accident. Will your current insurance coverage defend you if you are served with a lawsuit?
Other agencies may offer insurance for restaurants and bars but most will not knowingly cover a delivery exposure. Are you adequately insured for these other exposures?
- Spoilage and Food Contamination
- Loss of Business Income/Business interruption
- Assault & Battery
- Hired and Non-Owned Auto
- Employment Practices Liability
Our specialized knowledge of the food and beverage industry means we are uniquely qualified to provide you with the custom-tailored insurance package your restaurant needs.
Contact a Mountain Insurance hospitality insurance specialist to make sure you won’t get “burned” with your current insurance coverage.