Category: Denver Insurance Blog

How To Reduce Workers’ Compensation Costs Workers’ Compensation Defined Workers’ Compensation is coverage purchased by the employer that provides insurance if employees are injured while on the job. Most states require that employers purchase the insurance on behalf of their employees. Workers’ compensation costs can make up a large portion of business operating costs. It […]

Employers have many obligations relating to their employees health and welfare.  A good agent will help their clients understand their obligations and responsibilities as they go through a workers’ compensation claim.  The better you understand the claims process, the more effective your workers’ compensation program can be.  The critical issues to manage during the claims […]

A Business Insurance Update Your business risk keeps changing, and you need a business insurance program that keeps up with your risks.  Your business insurance is an important part of your risk management program. It is important to have the right insurance coverage, competitive pricing, and the right insurer.  It is necessary to update your […]

A Business Insurance Update Your business risk keeps changing, and you need a business insurance program that keeps up with your risks.  Your business insurance is an important part of your risk management program. It is important to have the right insurance coverage, competitive pricing, and the right insurer.  It is necessary to update your […]

If you own or operate a business, commercial insurance needs to be part of your business plan.  If not properly insured, your business most likely will not withstand the effects of a common loss.  Business insurance, or commercial insurance, is designed to protect your business from accidents and loss. Key Business Coverage for Your Business […]

Denver Business Insurance Cyber Liability continues to be a major issue for businesses in 2018. In today’s data-driven social media world, businesses of all sizes have had a cyber-attack or data breach. Statistics show 39% of all cyber incidents affect businesses with fewer than 100 employees. With the recent breaches in the financial and hospital […]

As a business owner, you go to great lengths to provide a safe working environment for your employees, but when dealing with humans, accidents can happen.  Despite your best efforts and vigilance, accidents will happen. The Bureau of Labor Statistics notes that in 2016, there were more than 1.1 million workplace injuries. Make sure you […]

Many businesses today offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your business. We wanted to highlight some of the business risks associated with having interns. […]

Personal Insurance for High Net-Worth Individuals For many people, standard insurance products like home, auto, life, and personal umbrella insurance are adequate to protect their families and their assets.  However, for high net-worth individuals there is much more to consider. People with a high net-worth need to look at insurance in a different way than […]

A Colorado Insurance Update Everyone has seen insurance advertisements that feature a lizard, a man who creates trouble and a woman in white trying to sell you insurance. These ads may be entertaining, but how in the world can you tell these companies apart? What are the differences?  Is one company better than any other?  […]