Category: Contractors Insurance

A Workers’ Compensation Update There are over 4.1 million workplace injuries in the United States each year, according to OSHA.  Employers spend about $155 billion on work-related injuries each year.  There is no doubt workers’ compensation is a big expense for employers. The good news is there are many actions an insurance agent can do […]

Every business owner has read about cyber breaches and how these impact every business. We want to focus on how to prevent your confidential business information from being compromised in the first place. Cyber breaches come in a variety of forms, so we will focus on the most popular breaches; Insider breaches, payment and credit […]

A Business Insurance Update If you think about it, your business faces risks every day.  When you open your doors, you have the risk of having sick or injured employees, customer complainants, and vendors who fail to deliver on their promises.  The world has changed in the past few years and it is important for […]

If you own or operate a business, commercial insurance needs to be part of your business plan.  If not properly insured, your business most likely will not withstand the effects of a common loss.  Business insurance, or commercial insurance, is designed to protect your business from accidents and loss. Key Business Coverage for Your Business […]

  What is a Fidelity Bond? A fidelity bond, or employee dishonesty, is not insurance but it protects your business against specific losses that may occur from the dishonest acts of employees. The fidelity coverage guarantees that the insurance company will pay the insured business for money or other property lost because of dishonest acts […]

  Are you concerned about the future? Is your risk management program designed and prepared for changes in pricing, economic downturns, healthcare, changes in employment laws and the upcoming political elections? A broker or agent who cares about your business will be on the forefront of change. Part of providing outstanding customer service is helping […]

Tips For Commercial Truck Drivers According to the United States Bureau of Statistics, over 953 truck drivers were killed on the job in 2018. That is a rate of about 22 per 100,000 workers. 7% of fatal trucking accidents are caused by driver fatigue. Risk management and safety are important factors to consider when reviewing […]

A Denver Business Insurance Update We live in a changing world, and your business insurance needs to be changing as well. In order to keep your commercial insurance up to date, you need to have the ability to change and update your insurance program on a regular basis.  The industry has developed a number of […]

Cyber Liability Loss Recovery Issues Cyber Insurance Can Benefit Your Business Cyber liability is the risk that every business faces today. You do not have to be a technology company to have a cyber liability risk.  According to the latest studies by insurance experts, firms with 50 or fewer employees are the most at risk […]

Lawsuits against Directors and Officers are increasing at an alarming rate. There is no doubt that many firms are managed by people who have good motives and high standards. However, we live in a litigious society that uses the court system to define right and wrong. Even if you did everything right, managers and boards […]