We know your business
Business Insurance…. It’s who we are, it’s what we do.
We “shop the market” to find you’re the best insurance value
We work for you, not the insurance companies
We insure ALL businesses
Poor claim history or canceled? We insure all risks.
Most common Denver Key Person Life Insurance questions from our clients
What is the Difference Between Professional Liability and Errors and Omissions?
Professional Liability refers to the general legal responsibility of a professional or service provider to compensate their client for a mistake. Errors and omissions are the types of mistakes that count in this situation.
I have General LiabilityInsurance, won’t that cover me for Errors and Omissions?
The standard ISO Commercial General Liability (CGL) form excludes Professional Liability claims, as do various individual company proprietary forms. In many cases, Professional Liability can be endorsed on a CGL policy.
I am a consultant and the contract I am working under only requires CGL insurance. Do I need Professional Liability?
Upon review of our clients’ contracts, we are surprised to see the company they are contracting with only requires a Commercial General Liability (CGL) policy. A CGL policy may satisfy your clients’ requirements but offers very little coverage to you and no coverage for what you are at most risk for.
