The holiday season is in full swing, and your home may be host to many parties and events during the next few weeks. There will be extra shopping, cooking, drinking, and celebrating as part of the holiday season. It is important to understand what risks you have and how to manage your risks.
What Are Some Common Holiday Risks?
Manage Your Holiday Risk
The best way you can manage your holiday risk is with a well-designed and written homeowners, renters, or condominium insurance policy. There are many types of personal insurance coverage you may need to insure your holiday season risks are covered.
Homeowners, renters, or condominium insurance policies can cover many of the holiday risks you have. Here are the highlights of these coverages.
Good Ways To Avoid Holiday Claims
Decorate With Care. Make sure you do not place flammable items close to heaters or fires. Never leave candles unattended. There are over 8,000 home candle fires each year. Keep candles at least one foot away from anything that burns. If you have a live tree, water it every day, and remove it after December 31. According to the National Fire Protection Association, there are $14 million of damage each year from tree fires.
Prevent Theft. There are many ways to protect your property from loss during the holiday season.
Holiday Party Safety. If you are planning a holiday party take steps to reduce your risk by following these steps.
Reduce Your Chance of Identity theft. Keep these in mind as you shop during the holidays.
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