Driving distractions in Colorado are an increasing occurrence due to the growing use of hand-held devices. Driving is a skill that requires your full attention to safely control your vehicle and respond to events happening on the roads around you. Any event or thing that prevents you from operating your Colorado auto safely is considered a distraction. For example, driving while using a hand-held device increases the likelihood of a car accident by 400%.
While DCInsurers-Mountain can provide you with personal auto insurance we can’t prevent injuries.
While using cell phones behind the wheel is one of the most talked about driving distractions, it’s not the only one out there. There are many other things that we do behind the wheel that you may be surprised to find are considered driving distractions!
While the list could be endless, the main types of driving distractions are:
- Reading a book
- Using a cell phone
- Eating or drinking
- Smoking and dealing with lighting up
- Reading maps
- Using a navigation system
- Talking to passengers
- Watching a video
- Adjusting a radio
What you can do
- Stop using cell phones while driving
- Recognize that hands-free devices offer no safety benefit
- Understand the dangers of the cognitive distraction to the brain
- Tell others about the dangers of cell phone distracted driving
Driver distractions are the leading cause of most vehicle crashes and near-crashes. According to a study released by the National Highway Traffic Safety Administration (NHTSA) and the Virginia Tech Transportation Institute (VTTI), 80% of crashes and 65% of near-crashes involve some form of driver distraction. The distraction occurred within three seconds prior to the vehicle crash!
By law, most states require that you have certain types of coverage with minimum liability limits. Many insurers recommend that your bodily injury liability limits be at least $100,000 per person and $300,000 per occurrence. We have over 25 years of experience in the Colorado Insurance markets and even more specifically in personal lines auto insurance, home insurance, umbrella insurance, boat, motorcycle and other toys.
We are an Independent Agency which means we represent all the companies listed in efforts to find our customers the best insurance value for their money.
Contact DCInsurers – Mountain today (303) 420-4774 and speak with a live agent. For faster service, please complete and submit form!