At Mountain Insurance Brokers, our thoughts and prayers go out to all the individuals and families who have suffered loss during the recent Colorado & California wild fires. We also want to thank the first responders who risk their own lives for the sake of others. Colorado business and homeowner’s insurance coverage is what we specialize in at Mountain Insurance Brokers.
Every year, wildfires threaten businesses and homes in Colorado and throughout the US, especially those located in or near wilderness areas. The tips below can help you assess your risk and identify ways to protect your business, home and family from a wildfire.
Remember to have your Colorado home and business insurance policy reviewed annually, call us today.
- Make sure that fire vehicles can get to your home. Clearly mark all driveway entrances and display your name and address.
- Teach children about fire safety. Keep matches out of their reach.
- Never leave a campfire unattended.
- Follow local ordinances when burning yard waste. Avoid backyard burning in windy conditions.
- Develop an evacuation plan for your employee and family that includes a pack with extra supplies.
- Develop green spaces around your home.
- Don’t store wood next to any buildings.
- Plan escape routes away from your home – by car and by foot.
- Keep roofs and gutters clean and free from debris.
- Install non-combustible roofing and siding materials, such as metal, slate, or concrete.
- Have a ladder that reaches your roof.
- Have an extra-long hose.
- Make sure your street address is visible from the street.
- Clear a 10-foot area around propane tanks and the barbecue.
- Rake leaves, dead limbs and twigs. Clear all flammable vegetation.
- Back as many vehicles as possible into the garage. Then close the door. In the event that you evacuate remember to close the garage door behind you as you leave. If you do not have a garage or if yours is full, park your vehicles heading in the direction of the evacuation route. Note: some experts advise to park cars outside to prevent gas tanks from exploding in garage.
- If advised to evacuate, do so immediately.
- Place lawn sprinklers on the roof and near aboveground fuel tanks. Wetting the roof may help if it is shake-shingled.
- Shut off natural gas, propane, or fuel oil supplies.
- Take your Disaster Supplies Kit. Have backpacks for each family member.
- Close all windows, vents, and doors to prevent a draft.
- Wear protective clothing and footwear to protect yourself from flying sparks and ashes