Are all Insurance Policies the Same?

You’ve probably asked yourself this question several times before while looking at different insurance policies. The truth of the matter is that coverage is not equal, not by a long shot. A policy from one provider is not the same as another and the price of policies isn’t arbitrary. First of all, insurance policies only cover very specific items. Homeowners don’t help you if your car breaks down, for example. And it can get even more nuanced than that.

To help you field your insurance questions, we’ve got a guide below of the most common questions and facts about insurance policies and how to make sure you’re getting the right coverage for your cost. Not all insurance providers are the same and not all policies are the same either, even when they cover the same parts of your life. Understand the best possible insurance for you and seek it out from your provider. Contact your local Aurora insurance provider with any questions and to start or stop a policy.

Types of Insurance We Provide

Mountain Insurance provides a number of different types of insurance for various aspects of your life. We offer Business Insurance, Personal Insurance, and Life/Disability Insurance. These are all vastly different and some of these coverages you’re not going to need. Starting with Business Insurance, this is key if you’re a small business owner. Many owners don’t realize they need comprehensive insurance for their business and employees. This includes a business owner’s policy, liability insurance, commercial auto insurance, commercial bonds, and others.

Personal insurance is a catch-all term for various types of insurance you need to protect yourself in your daily life. This means auto insurance, flood insurance, condo insurance, homeowner’s insurance, renters insurance, and a lot more. Any aspect of your life — shelters, vehicles, property — needs to be properly insured to protect you from unexpected and crippling costs. On top of that, you need to insure yourself with disability or life insurance to make sure you or your loved ones are taken care of if you’re injured or the worst happens.

How Do You Know What to Choose?

Insurance plans are meant to cover a lot, but not two people and no two insurance plans are the same. That’s why we offer so many options. We know your life is unique and you need to insure your life and property. To help you in your decisions, which are among the most important you can make for your life and family, we’ll work with you to ensure you’ve got the right coverage. We’ll answer all your questions and walk you through the options for various coverages and what works for you as well as the costs and policies specific to your needs.

At Mountain Insurance, we want to be your partner in protection. We’ve been Colorado’s most trusted insurance advisors since 1997 and we wear our trust and reputation with honor. Let us help you insurance your life and family and feel safe and secure in your life.