“My Business Does Not Need Business Insurance” – Think Again After You Read This
If you own or operate a business, commercial insurance needs to be part of your business plan. If not properly insured, your business most likely will not withstand the effects of a common loss. Business insurance, or commercial insurance, is designed to protect your business from accidents and loss.
Your business can be shut down for a number of reasons including; fire, cyber breach, water damage, customer litigation and more.
Key Business Coverage for Your Business Needs
- Business Interruption Insurance covers the loss of income that a business suffers after a covered loss (fire, windstorm, etc.), while its facility is shut down or in the process of being rebuilt.
- Directors and Officers Insurance is needed even if you are a privately held business. Directors and officers liability Insurance protects your business, owners, executives, and managers if individuals, competitors, third parties, or government regulators make claim for damages.
- Cyber Liability is a risk that every business has. According to the Insurance Information Institute, businesses have a greater chance of having a cyber breach than they do of having a fire. Most businesses should consider cyber liability insurance, which is designed to cover the costs of investigations, notification, and credit monitoring for affected individuals, regulatory compliance, defending lawsuits, and payment of any resulting judgments or settlements.
Welcome to DCInsurers – Mountain! We’re a Denver based Independent Insurance Agency specializing in insuring all types of businesses. For 20 years DCInsurers – Mountain, and its predecessor Mountain Insurance Brokers, have been providing businesses of all size the best value and coverage for their needs. We are an independent agency representing many companies, so we are able to shop the marketplace to find you the best insurance value.
Our experienced brokers and staff know what type of insurance you need and where to find it!