We know you business
Business Insurance is our specialty… It’s who we are, it’s what we do
We “shop the market” to find you the best insurance value
We work for you, not the insurance companies.
We insure ALL businesses
Poor claim history or cancelled? We insure all businesses.
Most common Denver Commercial Umbrella Insurance questions from our clients
What is the difference between Commercial Umbrella Liability and Excess Liability?
An Umbrella provides additional limits over your existing policy’s general liability, auto liability, and employers’ (Workers Compensation) liability limits. Excess Liability provides additional coverage for one type of insurance only.
Can I still purchase an Umbrella policy if my underlying policies are with different companies?
YES… however, it is easier to obtain an umbrella policy from one of the companies that insures your underlying general liability, auto liability or employer liability
Do Umbrella/Excess Liability policies cover the same risks as the underlying policies
Generally, YES. However, some umbrella policies may contain exclusions not found in the underlying policies or the exclusion may be broader
