We know your business
Business Insurance… It’s who we are, it’s what we do!
We “shop the market” to find you the best insurance value
We find you the right insurance at the best price
We insurance ALL restaurants & bars
Poor claim history or previously canceled? Hard to place risks are our specialty.
Most common Denver Restaurant, Bar & Tavern Insurance Questions from our clients
I use a 3rd party service for Food Delivery. Do I need to insure for this?
Because of the variances in legal verbiage, we recommend you carry Hired & Non-Owned Auto Liability to cover yourself for this exposure and the possibility that your employees may use their own vehicles to run errands.
How much Liquor Liability Insurance do I need to have?
As of 1/1/20 the maximum limit a plaintiff can sue a liquor licensee in Colorado is $350,000. However, that is per claimant. If there are 2 or more people involved than your exposure increases exponentially. Therefore, we recommend you carry at least $1.000.000 of liquor liability insurance.
Am I covered for Food Poisoning?
YES, the commercial general liability portion of your insurance package provides coverage under medical payments and product liability. In addition, Food Contamination coverage will replace the food, loss of income and pay for advertising to help restore your reputation.
