Independent since 1997 — we work for you, not a carrier
As an independent brokerage we represent many insurance companies, so our advice is about your coverage, not a sales quota.
One office, dozens of carriers
We shop your business, home, auto and life coverage across a large carrier network to find the right protection at the right price.
Hard-to-place risks welcome
Prior claims, foothills and mountain property, wildfire-zone homes, contractors, restaurants — we place coverage single-carrier agents cannot.
A real person at 303-420-4774
No long hold times and no automated phone trees. Our Wheat Ridge team picks up.
Business Insurance in Wheat Ridge and the Denver Metro
Commercial insurance is the heart of what we do. From Wheat Ridge contractors to Denver restaurants and professional firms, businesses across the metro rely on Mountain Insurance because we understand Colorado risk and can place it with carriers that want it.
Commercial coverage we place from Wheat Ridge
- Business Owner’s Policy (BOP)
- General Liability
- Commercial Property
- Commercial Auto
- Workers’ Compensation
- Contractors and Construction
- Restaurant and Bar Insurance
- Cyber Liability
- Professional Liability / Errors and Omissions
- Bonds
- Directors and Officers
- Employment Practices Liability
- Pollution Liability
- Umbrella and Excess Liability
- Transportation and Trucking
Not sure what your business needs? Call 303-420-4774 and a Wheat Ridge commercial advisor will walk through it with you.
Home, Auto and Life Insurance for Wheat Ridge Families
Colorado homeowners face hail, wildfire and flood risks that many national carriers price badly or decline outright. Because we are independent, we can place coverage for foothills and mountain properties — including homes in wildfire-risk areas — that a single-carrier agent cannot.
- Homeowners Insurance
- Auto Insurance
- Condo Insurance
- Renters Insurance
- Umbrella Insurance
- Flood Insurance
- RV and Recreational Vehicle Insurance
Life, disability and long-term care
Our Wheat Ridge advisors also help families and business owners with term life, permanent life, disability, long-term care, key person and buy-sell agreement coverage.
Wheat Ridge Insurance Questions We Hear Most
Straight answers from our Wheat Ridge office.
Is Mountain Insurance an independent insurance agency?
Yes. Mountain Insurance has been independently owned since 1997. We represent many carriers rather than one, so we can compare options and recommend what fits you rather than what a single company sells.
What areas does the Wheat Ridge office serve?
Our Wheat Ridge headquarters serves Jefferson County and the whole Denver metro, including Arvada, Golden, Lakewood, Westminster, Denver, Aurora, Parker and Boulder. Our Monument office serves Colorado Springs and El Paso County.
Do you offer business insurance in Wheat Ridge?
Yes. Commercial insurance is our core focus: business owner policies, general liability, commercial property and auto, workers compensation, contractor and restaurant coverage, cyber, bonds and more.
Can you insure a home in a wildfire-risk area?
Often, yes. Because we work with many carriers, we can place homeowners coverage for foothills and mountain properties that other agents turn away, and help if your current carrier has non-renewed you.
How do I get a quote from the Wheat Ridge office?
Call 303-420-4774, stop by 3705 Kipling St, Unit 104, or use the Get a Quote button on this page.
Visit Our Wheat Ridge Headquarters
Mountain Insurance — Wheat Ridge
3705 Kipling St, Unit 104
Wheat Ridge, CO 80033
303-420-4774
Office hours
Monday–Friday
9:00am–5:00pm
Areas we serve
Wheat Ridge, Arvada, Golden, Lakewood, Westminster, Denver, Aurora, Parker and Boulder.
Colorado Springs and El Paso County clients are served from our Monument office.
